Tuesday, December 15, 2009

资产负债管理(Asset-Liability Management/Asset and Liability Management,简称ALM)

Source:http://wiki.mbalib.com/wiki/ALM

广义的资产负债管理,是指金融机构按一定的策略进行资金配置来实现流动性、安全性和盈利性的目标组合。

狭义的资产负债管理,主要指在利率波动的环境中,通过策略性改变利率敏感资金的配置状况,来实现金融机构的目标,或者通过调整总体资产和负债的持续期,来维持金融机构正的净值。

北美精算协会将ALM定义为:ALM是管理企业的一种活动,用来协调企业对资产与负债所做出的决策;它是在给定的风险承受能力和约束下,为实现企业财务目标而制定、实施、监督和修正企业资产和负债的有关决策的过程。

资产负债管理的原则:

1、规模对称原则
2、结构对称原则,又称偿还期对称原则
3、目标互补原则
4、资产分散化原则

Wednesday, December 09, 2009

Managing Risk in Global Project

early warning system - have a local resource responsible for monitoring the risk at the remote site

Friday, November 13, 2009

Three powerful words

http://www.linkedin.com/groupAnswers?viewQuestionAndAnswers=&discussionID=9708662&gid=37888&trk=EML_anet_qa_ttle-dnhOon0JumNFomgJt7dBpSBA

I'll be there
I thank you
I miss you
I love you
I understand you
I respect you
I trust you
Maybe you're right
Please forgive me
Count on me
Let me help
Go for it

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Sent from my mobile device

Wednesday, November 11, 2009